Mortgage & Lending

Top 3 Big Benefits of Owning a Home vs. Renting One

July 23, 2021
owning a home

The number of homeowners has always been higher than the number of home renters, although those numbers have fluctuated over the years. For example, the year 2016 saw more renters than there have been in the last 50 years—about 36.6%. Still, that doesn’t mean the desire to rent isn’t there; in fact, it’s also at an all-time […]

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Top 5 Major Factors to Consider When Buying Your First Home

July 15, 2021
first home

Did you know that, according to the U.S. Census Bureau and the U.S. Department of Housing and Urban Development, there were over 800,000 new houses sold in April 2021? Back in April 2020, this number was lower, at over 500,000. If you’re among many of the Americans buying a home, and this is the first […]

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Manage Your Mortgage: The Guide to Your First Mortgage

March 23, 2021
first mortgage

Mortgages can seem like a complicated process but are pretty straightforward. If you’re applying for your first mortgage and want to get a good idea of the entire process, keep reading. In this article, we go into credit scores, comparing rates, and more. It’s important to be well informed and prepared before starting your first […]

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Macro, Micro and the Real Estate Market

December 2, 2020

A web of interdependent macro and micro economic factors influence the real estate industry and are key considerations in evaluating the nation’s financial health. Microeconomics examines small scale consumer behaviors (e.g., supply and demand) collectively influencing more complex macroeconomic issues like Gross Domestic Product (GDP) and interest rates. Ideally, macro and micro strike a balance. […]

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Experienced Realtors are an Invaluable Asset to Real Estate Success

August 13, 2020

In Real Estate, Odds Are Best When There’s An Expert in Your Corner Expert Realtors are an invaluable asset to real estate success. Real estate transactions can be hefty emotional and financial decisions. Novice and veteran buyers and sellers alike will immeasurably benefit from the advice and resources of an experienced Realtor. Partner up with […]

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To Buy or Not to Buy?

July 31, 2020

Is homeownership right for you right now? Signing the dotted line of your first home loan is a big deal – likely one of the most intense financial decisions you make in life. While mild apprehension about the mortgage process is common and expected, an overly cautious attitude can prevent qualified home buyers from capitalizing […]

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4 Real Estate Related Results of the New Tax Bill

March 3, 2018

While the latest tax laws, effective Jan 1, 2018, will not affect your 2017 filing, it’s important to prepare now to avoid surprises in 2019. Here are a few important real estate-related results of the new tax bill to keep in mind: Mortgage interest deductions are now limited to a combined $750,000 of debt for […]

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